Payment Policy

Last Updated: November 6, 2026

This Payment Policy explains how payments are handled for purchases made through xskly at https://xskly.com.

1. Pay with PayPal

The only payment method available at checkout is PayPal.

When you select PayPal, you will be directed to PayPal's secure checkout interface to authorize your payment. Depending on your location and PayPal's available options, you may be able to pay using your PayPal account balance, a linked bank account, or an eligible credit or debit card — no PayPal account required.

Please review the payment amount, currency, and order details before confirming your purchase.

2. Payment Authorization

By submitting a payment, you confirm that you are authorized to use the selected payment method.

Orders are generally processed after successful payment confirmation. If payment is declined or remains pending, please check your payment details, ensure your PayPal account has sufficient funds or a valid linked card, or contact PayPal for assistance.

If you are unsure whether a payment was completed, contact us before placing another order to help avoid duplicate purchases.

3. Prices and Currency

All prices on xskly are listed in US dollars (USD).

The applicable currency and order total are displayed at checkout. Shipping charges, taxes collected by us, and applicable discounts will be shown before you confirm payment.

Your payment provider (PayPal or your card issuer) may apply currency conversion rates or cross-border processing fees. These are determined by the provider and are outside our control.

4. Payment Information and Privacy

PayPal processes the payment information you submit through its checkout interface. We do not receive or store your PayPal password, card number, or other sensitive banking details.

We may receive the information needed to process your order, including your name, email address, shipping address, payment status, and PayPal transaction reference number.

Please review our Privacy Policy for details about how xskly handles personal information. PayPal's handling of payment data is governed by its own privacy policy and user agreement.

5. Security

We take reasonable precautions to protect personal information used in operating our store and fulfilling orders. Checkout is handled entirely within PayPal's encrypted and PCI-compliant environment.

No method of internet transmission or electronic storage is completely secure, so we cannot guarantee absolute security.

Please do not send your full card number, card security code, PayPal password, or two-factor verification codes to us by email or telephone.

6. Refunds

Approved refunds are issued to your original PayPal account in accordance with our Return Policy.

We aim to process approved refunds within 5–10 business days, subject to the conditions in that policy and any earlier deadline required by applicable law.

Once the refund is issued, PayPal typically posts the funds to your account within 3–5 business days, though timing may vary by your bank or card issuer.

7. Payment Questions

If you notice a duplicate payment, an unexpected charge, or another payment issue relating to an xskly order, please contact us with your order number and a brief description of the issue.

For questions about PayPal account access, payment authorization, transaction holds, or provider fees, please contact PayPal directly.

Contacting us does not limit any dispute rights available through PayPal's Buyer Protection program or applicable law.

8. Contact Us

Store Name: xskly
Website: https://xskly.com
Email: service@xskly.com
Phone: +86 15363880234
Legal Business Name: Fuzhou High-tech Zone Xuezhiyoudao General Merchandise Firm
Contact Person: Hu Xingyu